:root {
  --ink: #17324d;
  --muted: #5d7185;
  --paper: #f8fbfc;
  --white: #fff;
  --teal: #159f9b;
  --teal-dark: #087d7a;
  --sky: #e6f4f5;
  --orange: #ffb225;
  --red: #ef3b2d;
  --line: #dce7eb;
  --shadow: 0 18px 50px rgba(25, 55, 79, .12);
  --radius: 22px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.68;
}
main { flex: 1 0 auto; min-width: 0; }
img { max-width: 100%; height: auto; }
a { color: var(--teal-dark); text-decoration-thickness: .08em; text-underline-offset: .18em; }
button, input, textarea { font: inherit; }
.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}
.skip-link {
  position: fixed; left: 1rem; top: -4rem; z-index: 1000; background: var(--ink);
  color: #fff; padding: .7rem 1rem; border-radius: 8px;
}
.skip-link:focus { top: 1rem; }

.site-header {
  position: sticky; top: 0; z-index: 100; background: rgba(255, 255, 255, .96);
  border-bottom: 1px solid rgba(220, 231, 235, .85); backdrop-filter: blur(14px);
}
.header-inner {
  max-width: 1240px; min-height: 88px; margin: auto; padding: 0 24px;
  display: flex; align-items: center; gap: 28px;
}
.brand { display: flex; margin-right: auto; }
.brand img { width: 190px; max-height: 68px; object-fit: contain; object-position: left center; }
.site-nav > ul { display: flex; align-items: center; gap: 4px; list-style: none; margin: 0; padding: 0; }
.site-nav a, .site-nav button {
  display: block; border: 0; background: transparent; color: var(--ink);
  font-weight: 750; font-size: .78rem; letter-spacing: .055em; text-transform: uppercase;
  text-decoration: none; padding: 34px 12px; cursor: pointer;
}
.has-submenu { position: relative; }
.has-submenu > button::after {
  content: ""; display: inline-block; width: 7px; height: 7px; margin: 0 0 3px 7px;
  border-right: 2px solid currentColor; border-bottom: 2px solid currentColor; transform: rotate(45deg);
}
.submenu {
  position: absolute; top: calc(100% - 8px); left: 0; min-width: 260px; margin: 0;
  padding: 10px; list-style: none; background: #fff; border: 1px solid var(--line);
  border-radius: 14px; box-shadow: var(--shadow); opacity: 0; visibility: hidden;
  transform: translateY(8px); transition: .18s ease;
}
.submenu a { padding: 10px 12px; border-radius: 8px; font-size: .76rem; text-transform: none; letter-spacing: 0; }
.submenu a:hover, .submenu a:focus { background: var(--sky); color: var(--teal-dark); }
.has-submenu:hover > .submenu, .has-submenu:focus-within > .submenu, .has-submenu.is-open > .submenu {
  opacity: 1; visibility: visible; transform: none;
}
.mega-menu {
  left: auto; right: -130px; width: min(940px, 90vw); display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 24px; padding: 22px;
}
.mega-menu ul {
  list-style: none; margin: 0; padding: 0; display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 2px;
}
.mega-menu > div:last-child ul { grid-template-columns: 1fr; }
.submenu-title {
  display: block; margin: 0 0 6px; padding: 0 12px; color: var(--teal-dark); font-weight: 850;
  font-size: .72rem; letter-spacing: .1em; text-transform: uppercase;
}
.mega-menu a.submenu-title { text-decoration: none; }
.top-gap { margin-top: 20px; }
.menu-toggle {
  display: none; width: 46px; height: 46px; border: 1px solid var(--line);
  background: #fff; border-radius: 12px; padding: 11px;
}
.menu-toggle span:not(.sr-only) {
  display: block; height: 2px; margin: 5px 0; background: var(--ink); border-radius: 2px;
}

.hero {
  position: relative; min-height: 620px; display: grid; align-items: center; overflow: hidden;
  background: linear-gradient(118deg, #073e4c 0%, #0a7778 55%, #15a7a0 100%); color: #fff;
}
.hero::before {
  content: ""; position: absolute; inset: auto auto -120px -90px; width: 420px; height: 420px;
  border: 70px solid rgba(255, 178, 37, .16); border-radius: 50%;
}
.hero-art {
  position: absolute; inset: 0 0 0 42%;
  background-image: linear-gradient(90deg, #0a7778 0%, rgba(10, 119, 120, .1) 42%), var(--hero-image);
  background-position: center; background-size: cover; opacity: .92;
}
.hero-inner { position: relative; z-index: 1; width: min(1180px, calc(100% - 48px)); margin: auto; padding: 92px 0; }
.eyebrow {
  margin: 0 0 16px; color: var(--teal-dark); font-size: .76rem; font-weight: 850;
  letter-spacing: .14em; text-transform: uppercase;
}
.eyebrow.light { color: #b7f4ef; }
.hero h1 {
  max-width: 820px; margin: 0; font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2.75rem, 6vw, 5.4rem); line-height: .98; letter-spacing: -.045em;
}
.hero-copy { max-width: 620px; margin: 28px 0 0; font-size: clamp(1.05rem, 2vw, 1.3rem); color: #e4f7f6; }
.hero-actions { display: flex; align-items: center; gap: 24px; margin-top: 36px; }
.button {
  display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 0 22px;
  border: 0; border-radius: 999px; background: var(--teal); color: #fff; font-weight: 800;
  text-decoration: none; cursor: pointer; box-shadow: 0 10px 25px rgba(21, 159, 155, .22);
}
.button:hover, .button:focus { background: var(--teal-dark); }
.button-light { background: #fff; color: var(--ink); }
.button-light:hover, .button-light:focus { background: #efffff; }
.text-link { font-weight: 800; text-decoration: none; }
.text-link.light { color: #fff; }

.page-heading { background: linear-gradient(130deg, #e7f4f5, #f9fcfc 55%, #fff1d6); border-bottom: 1px solid var(--line); }
.page-heading-inner { width: min(1180px, calc(100% - 48px)); margin: auto; padding: 74px 0 64px; }
.breadcrumb { display: flex; gap: 10px; align-items: center; margin: 0 0 18px; color: var(--muted); font-size: .82rem; }
.breadcrumb a { text-decoration: none; }
.page-heading h1 {
  max-width: 980px; margin: 0; font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2.45rem, 5vw, 4.8rem); line-height: 1.05; letter-spacing: -.035em;
  overflow-wrap: anywhere;
}
.content-section {
  background-color: var(--section-bg, transparent); background-image: var(--section-image, none);
  background-size: cover; background-position: center;
  padding: 74px max(24px, calc((100vw - 1180px) / 2));
}
.content-section + .content-section { border-top: 1px solid var(--line); }
.section-grid { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); gap: 28px; }
.content-block { min-width: 0; }
.span-12 { grid-column: span 12; } .span-9 { grid-column: span 9; }
.span-8 { grid-column: span 8; } .span-6 { grid-column: span 6; }
.span-4 { grid-column: span 4; } .span-3 { grid-column: span 3; } .span-2 { grid-column: span 2; }
.rich-text { font-size: 1.02rem; }
.rich-text, .rich-text a { overflow-wrap: anywhere; word-break: normal; }
.rich-text > :first-child { margin-top: 0; }
.rich-text > :last-child { margin-bottom: 0; }
.rich-text h2, .rich-text h3, .rich-text h4 {
  font-family: Georgia, "Times New Roman", serif; line-height: 1.14; color: var(--ink);
}
.rich-text h2 { margin: 0 0 26px; font-size: clamp(2rem, 4vw, 3.5rem); letter-spacing: -.03em; }
.rich-text h3 { margin: 34px 0 14px; font-size: clamp(1.45rem, 2.4vw, 2.15rem); }
.rich-text h4 { font-size: 1.3rem; }
.rich-text h6, .rich-text .insurance3-heading, .rich-text .insurance3-heading4 {
  margin: 0 0 12px; color: var(--teal-dark); font-family: inherit; font-size: .75rem;
  font-weight: 850; letter-spacing: .13em; text-transform: uppercase;
}
.rich-text p { max-width: 84ch; }
.rich-text li + li { margin-top: 8px; }
.rich-text blockquote {
  margin: 28px 0; padding: 20px 24px; border-left: 4px solid var(--orange);
  background: #fff; border-radius: 0 14px 14px 0;
}
.rich-text table { display: block; width: 100%; max-width: 100%; overflow-x: auto; border-collapse: collapse; background: #fff; }
.rich-text th, .rich-text td { padding: 12px; border: 1px solid var(--line); text-align: left; vertical-align: top; }
.spacer { height: 22px; }
.content-image { margin: 0; text-align: center; }
.content-image img { border-radius: 16px; }
.content-image figcaption { margin-top: 8px; color: var(--muted); font-size: .88rem; }
.content-image.cover-media {
  display: flex; flex-direction: column; align-items: center; justify-content: flex-start;
}
.content-image.cover-media .image-link {
  display: flex; justify-content: center; width: 100%;
}
.content-image.cover-media img, .rich-text img.portrait-media {
  display: block; width: 100%; max-width: 300px; height: 410px; margin-inline: auto;
  padding: 10px; object-fit: contain; object-position: center; background: #fff;
  border: 1px solid var(--line); border-radius: 14px; box-shadow: 0 14px 34px rgba(25, 55, 79, .14);
}
.image-link { display: inline-block; transition: .2s ease; }
.image-link:hover { transform: translateY(-4px); }
.collection-section { overflow: clip; background: #eef6f7; }
.catalog-list {
  width: min(1180px, calc(100vw - 48px)); margin: auto;
  display: grid; gap: 28px;
}
.catalog-card {
  display: grid; grid-template-columns: 230px minmax(0, 1fr); gap: 34px; align-items: start;
  padding: 30px; overflow: hidden; background: #fff; border: 1px solid var(--line);
  border-radius: var(--radius); box-shadow: var(--shadow);
}
.catalog-cover {
  width: 100%; aspect-ratio: 3 / 4; margin: 0; display: grid; place-items: center;
  overflow: hidden; background: #f7fafb; border: 1px solid var(--line); border-radius: 14px;
}
.catalog-cover-link { width: 100%; height: 100%; display: grid; place-items: center; }
.catalog-cover img {
  display: block; width: 100%; height: 100%; padding: 10px; object-fit: contain; object-position: center;
}
.catalog-copy { min-width: 0; }
.catalog-copy > :first-child { margin-top: 0; }
.catalog-copy > :last-child { margin-bottom: 0; }
.catalog-copy a[href$=".pdf"], .catalog-copy a[href*=".pdf?"] {
  display: inline-flex; align-items: center; justify-content: center; min-height: 42px;
  margin: 8px 0; padding: 0 18px; border-radius: 999px; background: var(--teal);
  color: #fff; font-weight: 800; text-decoration: none;
}
.catalog-copy a[href$=".pdf"]:hover, .catalog-copy a[href$=".pdf"]:focus { background: var(--teal-dark); }
.directory-grid {
  width: min(1180px, calc(100vw - 48px)); margin: auto;
  display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px;
}
.directory-card {
  min-width: 0; overflow: hidden; background: #fff; border: 1px solid var(--line);
  border-radius: var(--radius); box-shadow: var(--shadow);
}
.directory-card .catalog-cover { width: 100%; height: 220px; aspect-ratio: auto; border: 0; border-radius: 0; }
.directory-card .catalog-cover-link, .directory-card .catalog-cover img { min-height: 0; max-height: 220px; }
.directory-card .catalog-copy { padding: 24px; }
.directory-card .catalog-copy h3 { margin-top: 0; }
.button-row { text-align: inherit; }
.icon-card {
  display: flex; gap: 18px; align-items: flex-start; height: 100%; padding: 25px;
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  box-shadow: var(--shadow); color: var(--ink); text-decoration: none;
}
.icon-card-mark {
  display: grid; place-items: center; flex: 0 0 48px; height: 48px; border-radius: 50%;
  background: var(--sky); color: var(--teal-dark); font-size: 1.4rem;
}
.news-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.news-card { padding: 24px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); }
.news-card h3 { margin: .4rem 0; font-family: Georgia, serif; }
.media-link { padding: 18px; background: var(--sky); border-radius: 12px; }
.contact-form {
  display: grid; gap: 18px; max-width: 760px; margin: 26px auto 0; padding: 28px;
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow);
}
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.contact-form label { display: grid; gap: 7px; color: var(--ink); font-weight: 750; }
.contact-form input, .contact-form textarea {
  width: 100%; border: 1px solid #beced5; border-radius: 12px; padding: 12px 14px;
  background: #fbfdfd; color: var(--ink);
}
.contact-form input:focus, .contact-form textarea:focus {
  outline: 3px solid rgba(21, 159, 155, .22); border-color: var(--teal);
}
.contact-form .button { justify-self: start; }
.form-note { margin: 0; color: var(--muted); font-size: .88rem; }
.site-footer { position: relative; z-index: 1; flex: 0 0 auto; clear: both; background: #102d43; color: #dce9ef; }
.footer-grid {
  width: min(1180px, calc(100% - 48px)); margin: auto; padding: 62px 0 44px;
  display: grid; grid-template-columns: 1.5fr 1fr .7fr; gap: 54px;
}
.site-footer a { color: #fff; }
.footer-logo { width: 180px; filter: brightness(0) invert(1); margin-bottom: 14px; }
.footer-title { color: #fff; font-weight: 850; text-transform: uppercase; letter-spacing: .1em; font-size: .75rem; }
.footer-bottom { border-top: 1px solid rgba(255, 255, 255, .12); }
.footer-bottom p {
  width: min(1180px, calc(100% - 48px)); margin: auto; padding: 20px 0;
  color: #adc1cd; font-size: .86rem;
}
.back-to-top {
  position: fixed; right: 18px; bottom: 18px; z-index: 50; width: 46px; height: 46px;
  border: 0; border-radius: 50%; background: var(--ink); color: #fff; box-shadow: var(--shadow);
  opacity: 0; transform: translateY(10px); pointer-events: none; transition: .2s;
}
.back-to-top.is-visible { opacity: 1; transform: none; pointer-events: auto; }

@media (max-width: 980px) {
  .menu-toggle { display: block; }
  .site-nav {
    position: absolute; left: 0; right: 0; top: 100%; max-height: calc(100vh - 88px);
    overflow: auto; background: #fff; border-bottom: 1px solid var(--line); display: none;
  }
  .site-nav.is-open { display: block; }
  .site-nav > ul { display: block; padding: 12px 20px 24px; }
  .site-nav a, .site-nav button { width: 100%; padding: 14px 8px; text-align: left; }
  .submenu, .mega-menu {
    position: static; width: auto; min-width: 0; display: none; opacity: 1; visibility: visible;
    transform: none; border: 0; border-left: 2px solid var(--line); box-shadow: none;
    border-radius: 0; margin: 0 0 8px 8px; padding: 0 0 0 14px;
  }
  .has-submenu.is-open > .submenu { display: block; }
  .mega-menu { grid-template-columns: 1fr; }
  .mega-menu ul { grid-template-columns: 1fr; }
  .hero { min-height: 590px; }
  .hero-art { inset: 25% -20% 0 20%; opacity: .34; }
  .hero-inner { padding: 76px 0; }
  .section-grid { gap: 22px; }
  .span-3, .span-4 { grid-column: span 6; }
  .span-2 { grid-column: span 4; }
  .directory-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid > div:first-child { grid-column: 1 / -1; }
}

@media (max-width: 640px) {
  .header-inner { min-height: 76px; padding: 0 18px; }
  .brand img { width: 155px; }
  .hero { min-height: 650px; }
  .hero-inner, .page-heading-inner { width: calc(100% - 36px); }
  .hero h1 { font-size: clamp(2.55rem, 13vw, 4rem); }
  .hero-actions { align-items: flex-start; flex-direction: column; }
  .content-section { padding: 55px 18px; }
  .span-2, .span-3, .span-4, .span-6, .span-8, .span-9 { grid-column: span 12; }
  .news-grid, .form-grid { grid-template-columns: 1fr; }
  .catalog-list, .directory-grid { width: 100%; }
  .catalog-card { grid-template-columns: 1fr; gap: 22px; padding: 22px; }
  .catalog-card .catalog-cover { width: min(230px, 100%); margin-inline: auto; }
  .directory-grid { grid-template-columns: 1fr; }
  .content-image.cover-media img, .rich-text img.portrait-media { height: 360px; max-width: 270px; }
  .footer-grid { width: calc(100% - 36px); grid-template-columns: 1fr; gap: 28px; }
  .footer-grid > div:first-child { grid-column: auto; }
  .footer-bottom p { width: calc(100% - 36px); }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}